October Investment Review

Overview Although the world economies are recovering, all be it at different rates yet overall the recovery does not give the impression of being as strong as it might be. This appears to be because of the lack of liquidity. Central banks have been very accommodating...

WILL THE VOTE BE “YES”?

I have just returned from holiday, in early august before I went away the general consensus appeared to be that the vote in Scotland on 18th September would be a “No”. However, on my return there seems to have been a huge shift in opinion and a “Yes” vote is becoming...

Money and your health

You can hardly open a newspaper or magazine these days without reading an article on the topic of healthy living. We are told that eating the right foods and taking exercise will improve our quality of life and maybe prolong our life. But what effect does your state...

Thinking about money a different way

At Nicholls Stevens we try to help clients think about their money in a different way. If a client makes statements or asks questions such as “What rate of return can you get for me?” or “I need an adviser who can get me 14% every year”, I realise that I will need to...

Paying for Financial Advice, employers

PAYING FOR FINANCIAL ADVICE – ARE YOU AN EMPLOYER? Many employers are being forced to consider the introduction of pension arrangements to comply with the auto-enrolment legislation. Some employers will be reluctant to pay for any additional advice for their employees...