Will retirement survive?

It is very interesting how we all quickly adapt a situation as the “norm” and we have done this wholeheartedly with the idea of retirement. This is the first of three articles on whether retirement as we know it will survive. If we go back into history to the Old Age...

Was this George Osborne’s last Budget?

This year’s Budget was pretty political – which is no great surprise given the forthcoming general election in May. There can be little doubt that a number of the Chancellor’s measures were designed to attract voters. Non-pension savers, for example, were offered a...

Auto enrolment

If you are an employer it is vital that you take action to have a suitable pension scheme in place to fulfil your auto-enrolment duties, recent figures issued by the Pension Regulator shows that he has issued fixed fines of £400 to 169 employers in the last three...

Retirement – are we up to date?

At Nicholls Stevens we are experts in retirement planning. However, it is important that we, as well as our clients, move with the times. We have two distinct sets of clients: the first are those who are now very close to retirement and the second those in their 30s...

FORGET THE WORD PENSION

Within Nicholls Stevens we spend a great deal of time talking to clients about planning for retirement and over the years I have discovered that the one word not to use in these discussions is the word “pension” If you are anything like me when you say a word to me it...