by Hannah | Mar 18, 2011 | Case Studies
BACKGROUND Tom was a freelance filmmaker and was now working on a self employed basis Harriett was working part time as they now had two small children, Sophie aged 5 months and Ben aged 2. Harriett was a professional musician and so her levels of income were...
by Hannah | Mar 18, 2011 | Case Studies
Background To begin with this was a very small two man business. However, over the last year, work has increased, they now rent offices and employ three members of staff and can see a need to employ 2 or more extra staff as the year progresses John is single and Paul...
by Hannah | Mar 10, 2011 | Case Studies
BACKGROUND James was married to Jan and they had two children and one grandchild aged 18 months James owned a number of pension plans. When he started his career he had worked for some years with a Local Authority and had a final salary pension applicable to those 10...
by Hannah | Mar 10, 2011 | Case Studies
Background Harriet has the following pensions: Final salary scheme – 15 years service – normal retirement age 65 Personal Pension – fund value £226,780 Personal Pension – fund value £54,890 Challenges She wants access to £30,000 per annum for two years until the...
by Hannah | Mar 10, 2011 | Case Studies
Background House £300,000 Investments £150,000 Pension £27,000 per annum Investment income £4,500, some foreign income Challenges Mary had been a very independent woman but was now finding coping with her investments, the paperwork and her tax return was too much of...
by Hannah | Mar 10, 2011 | Case Studies
Background Stephen had the following pension plans Local Authority Pension – 5 years membership – retirement age 60 Executive Pension Plan – fund value £94,720 – retirement age 60 Final Salary Scheme – 10 years membership – retirement age 63 Free Standing AVC fund...
