Case Studies | Nicholls Stevens Financial Services

John – Retired – aged 79 and his second wife, Ann – age 68

by Hannah | Mar 10, 2011 | Case Studies

Background House £750,000. Investments £300k in his name. Investments £100k in her name. Pension income – £45k. Investment income – £10,000 for him £4,000 for her. Challenges The Client had children by a previous marriage. He was keen to safeguard the...

Paul – self employed builder- age 63, married to Sandra- age 60

by Hannah | Mar 10, 2011 | Case Studies

Background House £275,000 Investments – Building Society accounts and cash ISA’s £43,000 Pension policies: Three funds: £65,421, £38,240, £15,164 Challenges Paul was forced to give up work because of a back problem. He had been saving into pension plans for...

Bob just retired aged 65 from a large national firm and his wife Wendy (also age 65) inherited £50,000 from her aunt six months ago

by Hannah | Mar 10, 2011 | Case Studies

Background Bob and Wendy own their own house, value £295,000 with no mortgage Bob is in receipt of a final salary pension benefit of £18,000 per annum plus his state retirement pension Wendy worked as a care assistant and has a small pension of £4,000 and her state...