When you decide to take the benefits from a pension scheme one of the options you will be offered is an annuity: a guaranteed income for life. If you are in ill health, smoke or are overweight Nicholls Stevens may be able to to obtain a better rate of annuity for you
The Insurance Company will need medical evidence. Upon completion of a generic form a number of companies can be asked to provide an illustration of benefits. At Nicholls Stevens we will compare the rates we have obtained with those you have been given and we may be able to offer you improved rates from another Provider
Some Insurance Companies are now offering Post Code Annuities. This means that you may be able to obtain improved rates depending on the part of the country in which you live.