by Carole | Mar 6, 2026 | News
I know that you will be feeling concern about the events in the Middle East and the effect this will have on global markets and your investments. Many of you will be prepared for the advice I am about to give, and that is to take no action. It is important to remember...
by Carole | Mar 3, 2026 | News, Newsletters
The Oxford English Dictionary defines ‘investment’ as committing resources with the expectation of future benefits. This is exactly the activity in which our clients are engaged. If they are in their 30s or 40s, they are committing a percentage of their remuneration...
by Carole | Feb 17, 2026 | News, Newsletters
Last month I spoke about how much cash you should keep in an emergency fund. This month, I want to make a few more important points about holding cash accounts for long periods. Cash accounts should be held to provide funds for emergencies, but they should not be...
by Carole | Feb 5, 2026 | News, Newsletters
One of the most difficult parts of my role as a financial adviser is helping potential investors to understand risk. Every adviser has a method of testing a client’s attitude to risk. This is usually done by means of a questionnaire. The questionnaire then analyses...
by Carole | Jan 15, 2026 | News, Newsletters
This is the time of year when our minds turn to New Year resolutions. What sort of resolutions could we make about our savings or investments? Have we made a plan? What about all these spurious bank accounts we set up on a whim following a column in the FT or an...
